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The Saudi Arabia Vision 2030 stated SMEs (Small-Medium Size Enterprises) struggles to access adequate funding from the financial institutions. Offer two recommendations specific to how this struggle should be effectively addressed and be in alignment with Saudi Vision 2030.support your Discussion with at least 3 references Readings required: Hamrouni, A., Boussaada, R., & Toumi, N. B. (2019). Corporate social responsibility disclosure and debt financing. Journal of Applied Accounting Research, 20(4), 394-415. https://doi.org/10.1108/JAAR-01-2018-0020 Li, Z., Li, Q., & Zeng, Y. (2020). Contraction flexibility, operating leverage, and financial leverage. Journal of Management Science and Engineering. https://doi.org/10.1016/j.jmse.2020.02.002 Chapter 12 PowerPoint slides (PowerPoint Attached) Yan, C., & Huang, K. X. D. (2020). Financial cycle and business cycle: An empirical analysis based on the data from the U.S. Economic Modelling. https://doi.org/10.1016/j.econmod.2020.01.018