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The Saudi Arabia Vision 2030 stated SMEs (Small-Medium Size Enterprises) struggles to access adequate funding from the financial institutions. Offer two recommendations specific to how this struggle should be effectively addressed and be in alignment with Saudi Vision 2030.Please use at least one scholar ref. Ref:Chapter 12 in Foundations of Finance – Determining the Financing MixHamrouni, A., Boussaada, R., & Toumi, N. B. (2019). Corporate social responsibility disclosure and debt financing. Journal of Applied Accounting Research, 20(4), 394-415. https://doi.org/10.1108/JAAR-01-2018-0020 Li, Z., Li, Q., & Zeng, Y. (2020). Contraction flexibility, operating leverage, and financial leverage. Journal of Management Science and Engineering. https://doi.org/10.1016/j.jmse.2020.02.002Chapter 12 PowerPoint slides SEU_FIN500_PPT_Mod07_Ch12.pptx – Alternative Formatsin Foundations of Finance – Determining the Financing MixYan, C., & Huang, K. X. D. (2020). Financial cycle and business cycle: An empirical analysis based on the data from the U.S. Economic Modelling. https://doi.org/10.1016/j.econmod.2020.01.018